Customer Support
Empower customers is to empower. Carteira aims to help customers understand how money works and make informed financial decisions.
Our vision is to be an industry leader in creating value for our customers, employees, and the communities we serve. This will be accomplished through our team’s passion for providing an exceptional customer experience with a diverse workforce that is inclusive, encouraged, recognized and rewarded for delivering on this vision.
To help you understand how money really works by giving you a clear picture of every Rand and cent you have. This helps you make decisions about your money today that has the power to grow into a secure financial future.
Withdrawing funds can be immediate or you can choose to have a withdrawal scheduled. We are here for you.
Deposit funds into your Carteira using different types of payments. We accept direct transfer, card payment and even crypto.
Carteira provides an instant digital alternative to cash that is safe and convenient.
- No bank charges. - User-friendly banking app. - Convenience of withdrawing at Pick n Pay and Boxer stores(Generation of code). - Inclusive. - Higher interest rates on savings.
When you use your Carteira Platform, you will enjoy extra security for your banking. You will use your Banking App to verify your transactions which is safer than receiving verifications via SMS
Digital Banking Solution Est. 2018
You are able to transfer your funds within the Carteira or other banks we support by adding your beneficiaries.
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
We offer the best loans in South Africa. We have several plans to apply for a loan. You may apply for a loan plan by submitting some of your valid information.
1
Got 3 minutes? Open a FREE Carteira account NOW!
2
After registration you need to verify your Email and Mobile Number. For our application we use face and fingerprint biometrics to safely verify your identity. We’ll ask you to confirm your transactions by entering an OTP.
3
Deposit funds before applying on any Fixed Deposit Receipt or Deposit Pension Scheme plans.
Now you can get any of our services as our registered account-holder
Starter
Interest Rate
5%
Per Installment
R150.00
Installment Interval
30 Days
Total Installment
12
Deposit
R1,800.00
You Will Get
R1,890.00
Advanced
Interest Rate
15%
Per Installment
R180.00
Installment Interval
30 Days
Total Installment
48
Deposit
R8,640.00
You Will Get
R9,936.00
Basic
Interest Rate
6%
Per Installment
R300.00
Installment Interval
30 Days
Total Installment
12
Deposit
R3,600.00
You Will Get
R3,816.00
Weekly Returns
Lock in Period
62 Days
Get Profit Every
7 Days
Profit Rate
5%
Minimum
R2,500.00
Maximum
R50,000.00
Aggressive Fund (Guaranteed)
Lock in Period
500 Days
Get Profit Every
500 Days
Profit Rate
12%
Minimum
R3,500.00
Maximum
R350,000.00
Moderate Fund Two (Guaranteed)
Lock in Period
200 Days
Get Profit Every
200 Days
Profit Rate
14%
Minimum
R2,000.00
Maximum
R20,000.00
Car
Take Minimum
R5,000.00
Take Maximum
R50,000.00
Per Installment
11%
Installment Interval
30 Days
Total Installment
12
Bussiness Loan
Take Minimum
R10,000.00
Take Maximum
R20,000.00
Per Installment
15%
Installment Interval
30 Days
Total Installment
9
Don’t find an answer addressing your issue here? just send us a message for any query.
Contact with UsYes, we don't take any fees for opening an account.
Yes, you can send money from Carteira to another bank, wether Absa, FNB, Capitec, TymeBank, Discovery Bank, Standard Bank or Nedbank? We got you.
Get the registration form by clicking on the Sing Up button on the top bar. Provide all information and click on the Sign Up button.
No, we don't provide our account holder's information to any third-party organization.
We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.
We have several FDR plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.
Connectedness is a key principle, especially in today’s digitally connected world. Financial connectedness is important, whether you are an individual, a business, a community, a family or a savings club. You should have full view of your finances at all times. Lack of visibility could lead to wrong decisions and fraudulent transactions. We hate paperwork, and where admin is sometimes necessary, we hope you’ll enjoy experiencing our simple, digital, clutter-free processes. We are fixated on security. From pervasive encryption in our back-end infrastructure through our biometric FICA processes to our secure App. SA bank customers currently pay too much for banking – and we want to change that. Since we announced our bank in Jan 2018, there has been some SA industry shifts towards bringing down pricing, but with a focus on only entry-level accounts for individuals. (Individuals are still forced to pay more should they want to upgrade to better functionality, and businesses have had little relief.) With Carteira the same innovative functionality is available to all customers (both individuals and businesses).