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Customer Support

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About Us

We Care About Your Money And Safety.

Empower customers is to empower. Carteira aims to help customers understand how money works and make informed financial decisions.

Our vision is to be an industry leader in creating value for our customers, employees, and the communities we serve. This will be accomplished through our team’s passion for providing an exceptional customer experience with a diverse workforce that is inclusive, encouraged, recognized and rewarded for delivering on this vision.

To help you understand how money really works by giving you a clear picture of every Rand and cent you have. This helps you make decisions about your money today that has the power to grow into a secure financial future.

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Services

We Make Your Life Comfortable With Our Services.

Withdraw Funds

Withdrawing funds can be immediate or you can choose to have a withdrawal scheduled. We are here for you.

Deposit Funds

Deposit funds into your Carteira using different types of payments. We accept direct transfer, card payment and even crypto.

Fast Transfer

Carteira provides an instant digital alternative to cash that is safe and convenient.

Why Choose Us

We Are Giving You The Best Services

1
Lowest Transaction Fee

- No bank charges. - User-friendly banking app. - Convenience of withdrawing at Pick n Pay and Boxer stores(Generation of code). - Inclusive. - Higher interest rates on savings.

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Secure Service

When you use your Carteira Platform, you will enjoy extra security for your banking. You will use your Banking App to verify your transactions which is safer than receiving verifications via SMS

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13+

Years of Experience

Digital Banking Solution Est. 2018

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Our Features

Explore Our Features

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Transfer Money

You are able to transfer your funds within the Carteira or other banks we support by adding your beneficiaries.

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Deposit Schemes

We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.

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Take Loan

We offer the best loans in South Africa. We have several plans to apply for a loan. You may apply for a loan plan by submitting some of your valid information.

How it works

It's easy to join with Us

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Register an Account

Got 3 minutes? Open a FREE Carteira account NOW!

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Verification

After registration you need to verify your Email and Mobile Number. For our application we use face and fingerprint biometrics to safely verify your identity. We’ll ask you to confirm your transactions by entering an OTP.

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Deposit

Deposit funds before applying on any Fixed Deposit Receipt or Deposit Pension Scheme plans.

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Get Service

Now you can get any of our services as our registered account-holder

Deposit Pension Scheme

Grow your deposit with us.

Starter

150  / 30 Days

  • Interest Rate

    5%

  • Per Installment

    R150.00

  • Installment Interval

    30 Days

  • Total Installment

    12

  • Deposit

    R1,800.00

  • You Will Get

    R1,890.00

Advanced

180  / 30 Days

  • Interest Rate

    15%

  • Per Installment

    R180.00

  • Installment Interval

    30 Days

  • Total Installment

    48

  • Deposit

    R8,640.00

  • You Will Get

    R9,936.00

Basic

300  / 30 Days

  • Interest Rate

    6%

  • Per Installment

    R300.00

  • Installment Interval

    30 Days

  • Total Installment

    12

  • Deposit

    R3,600.00

  • You Will Get

    R3,816.00

Fixed Deposit Scheme

Efforts are our rewards to you! You will never walk alone.

Weekly Returns

5%  / 7 Days

  • Lock in Period

    62 Days

  • Get Profit Every

    7 Days

  • Profit Rate

    5%

  • Minimum

    R2,500.00

  • Maximum

    R50,000.00

Aggressive Fund (Guaranteed)

12%  / 500 Days

  • Lock in Period

    500 Days

  • Get Profit Every

    500 Days

  • Profit Rate

    12%

  • Minimum

    R3,500.00

  • Maximum

    R350,000.00

Moderate Fund Two (Guaranteed)

14%  / 200 Days

  • Lock in Period

    200 Days

  • Get Profit Every

    200 Days

  • Profit Rate

    14%

  • Minimum

    R2,000.00

  • Maximum

    R20,000.00

Our Loan Schemes

Apply online, with no paperwork and get Instant disbursement. The cheapest personal loans in South Africa.

Car

11%  / 30 Days

  • Take Minimum

    R5,000.00

  • Take Maximum

    R50,000.00

  • Per Installment

    11%

  • Installment Interval

    30 Days

  • Total Installment

    12

Bussiness Loan

15%  / 30 Days

  • Take Minimum

    R10,000.00

  • Take Maximum

    R20,000.00

  • Per Installment

    15%

  • Installment Interval

    30 Days

  • Total Installment

    9

What People Say About Us

It's Easy To Join With Us

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Carolyn Matthews
CTO, TGK
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I had opened an account 5 years ago, I feel safe keeping my funds in Viserbank. Their Deposit schemes plans are really helpful.

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Selma Luna
CEO, FKS
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I had opened an account 5 years ago, I feel safe keeping my funds in Viserbank. Their Deposit schemes plans are really helpful.

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Glenna Manning
UI/UX Designer
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I had opened an account 5 years ago, I feel safe keeping my funds in Viserbank. Their Deposit schemes plans are really helpful.

Frequently Asked Questions

Any Questions? Find Here.

Don’t find an answer addressing your issue here? just send us a message for any query.

Contact with Us

Yes, we don't take any fees for opening an account.

Yes, you can send money from Carteira to another bank, wether Absa, FNB, Capitec, TymeBank, Discovery Bank, Standard Bank or Nedbank? We got you.

Get the registration form by clicking on the Sing Up button on the top bar. Provide all information and click on the Sign Up button.

No, we don't provide our account holder's information to any third-party organization.

We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

We have several FDR plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

Connectedness is a key principle, especially in today’s digitally connected world. Financial connectedness is important, whether you are an individual, a business, a community, a family or a savings club. You should have full view of your finances at all times. Lack of visibility could lead to wrong decisions and fraudulent transactions. We hate paperwork, and where admin is sometimes necessary, we hope you’ll enjoy experiencing our simple, digital, clutter-free processes. We are fixated on security. From pervasive encryption in our back-end infrastructure through our biometric FICA processes to our secure App. SA bank customers currently pay too much for banking – and we want to change that. Since we announced our bank in Jan 2018, there has been some SA industry shifts towards bringing down pricing, but with a focus on only entry-level accounts for individuals. (Individuals are still forced to pay more should they want to upgrade to better functionality, and businesses have had little relief.) With Carteira the same innovative functionality is available to all customers (both individuals and businesses).

Our Trusted Alliance of Partners

brands brands brands brands brands brands brands
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Local Branches

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AUM

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Premium Accounts

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Account Holders

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